How to Prove Missed Work Time After an Injury, Even if You’re Self-Employed

After an injury, many people face the immediate concern of how they will pay their bills without a steady income. This can be especially stressful for those who are self-employed in Colorado, own small businesses, or work freelance. You may not receive a regular paycheck, but that does not mean your time away from work is not financially valuable. At Genco Injury Attorneys, we help injury victims throughout Denver document lost income and prove its value, even if they work for themselves.

Insurance companies often scrutinize self-employment income and may try to argue that your losses are not “real” or are too hard to prove. We know the tactics they use and how to fight back with clear, credible evidence. If your injury has kept you from earning income, we will make sure your claim reflects the full impact of that loss.

Why Lost Income Matters in Your Personal Injury Claim

When someone else’s negligence causes you harm, Colorado law allows you to pursue compensation for both medical expenses and lost wages. Lost wages include any income you would have earned if the injury had not happened. This can involve time missed due to medical treatment, recovery, or a temporary inability to do your job.

For self-employed individuals, lost income may include:

• Canceled contracts or projects.
• Delayed business deals.
• Missed billable hours.
• Reduction in client base due to absence.
• Decrease in sales or production during recovery.

These losses are just as real as a missed paycheck from an employer. The key is to document them effectively.

Proving Lost Income When You’re Self-Employed

Self-employed individuals do not always have the same kind of paper trail as salaried workers, but there are still several ways to demonstrate your income and show how it was affected by your injury.

Proper documentation may include:

• Tax returns: Your prior year’s 1099s or business tax filings help establish average income.
• Invoices and contracts: Proof of canceled or postponed work.
• Client correspondence: Emails or messages showing missed opportunities due to injury.
• Appointment logs or calendars: Demonstrating booked work that had to be rescheduled or turned down.
• Profit and loss statements: Financial reports showing a drop in income after the injury.
• Bank statements: Patterns in deposits before and after the accident.
• Expert analysis: A financial expert can project your losses based on historical income trends.

We help clients gather and organize this information to present a clear and credible claim that insurers cannot easily dispute.

Why It Helps to Act Quickly

The sooner you begin documenting your lost income, the better. Waiting too long can make it more challenging to reconstruct your work history and demonstrate the impact of the injury on your business. At Genco Injury Attorneys, we guide you through this process so that your claim is built on solid, well-supported financial data.

Let Genco Injury Attorneys Help You Recover What You’re Owed

You should not be penalized for being self-employed. If your injury has taken you away from your work, our Denver personal injury lawyers can help you recover for the income you have lost and protect your financial future.

Contact us today for a free consultation. We only get paid if we win your case.